There are a number of tasks that were commonplace a few years ago but seem to be fading away, so when we need to do them, we either don't know or have forgotten how. In a world where bank transfers and mobile payments like Bizum have become ubiquitous, many people wonder how to make a deposit at an ATM . Well, at Postposmo, we're going to explain it to you.
Because in the end you'll find it's a much simpler task than you might imagine , regardless of your bank. The problem is that nobody likes standing in line at the ATM without knowing how and with the pressure of having people behind them waiting to do their banking.
Deposit money at the ATM with a card
Below we are going to detail extensively and step by step what you must do to be able to deposit money in the ATM:
- To carry out the procedure that we are commenting on with our credit or debit card, we have to enter the same in the cashier as when we are going to carry out any other operation, such as withdrawing money.
- The first thing that the ATM itself will require is the PIN of the card, to verify our ownership of the card. We introduce it and, later, we have to look in the options panel for the one that refers to money income. In most of the entities this section is named as “Enter money”.
- The moment we press our bank is going to ask us where we want to deposit the money, if to the account linked to the card that we have entered or, on the contrary, to the bank account of a third party.
- The next thing is going to be tell our bank the exact amount we are going to deposit, step prior to the introduction of bills in the cashier. Don't worry if you make a mistake, it's just so that the bank has a prior idea and to prevent someone from exceeding the maximum amount that can be deposited, which is set by the Treasury at 3.000 euros.
- Once all these steps have been taken, we have to pay attention to whether there are any additional instructions, but normally the ATM is ready to receive the money, so we must look for the open slot for said purpose, which is normally usually flashing with lights.
- Yes now, we can proceed to introduce the bills, bearing in mind that they must not be enclosed in envelopes or contain any foreign body, such as a clip. Any of these situations can make it difficult for the cashier to count the bills correctly or, worse, jam it.
- The cashier will determine completely autonomously the amount of money you have inserted, detailing it on the screen so that you give your approval to the operation before completing it and that the money reaches its destination.
Likewise, the ATM will give us the option to continue entering money if we have not wanted to enter all the bills at the same time. The income is usually made effective in the beneficiary account almost instantly.
Deposit money at the ATM with a savings book
If you do not have a credit/debit card or you are directly from the old school and continue to use the savings book, you should know that you can also make deposits at the ATM without any problems and with the same ease as someone who has a card .
The procedure is essentially the same, except that instead of inserting the card, we'll use our passbook , finding the corresponding slot. These passbooks also have an associated security code or PIN, which we'll need to enter to access the transaction panel. From that point on, the rest of the procedure is exactly the same as described above.
Deposit money at the ATM with a mobile phone
A final option for depositing money without the need for a card or savings account book is to use our mobile phone, although not all ATMs will work for this purpose and this is something we must take into consideration.
We say this because, in order to use our smartphone for a deposit, we'll need an ATM with contactless technology , the same technology that allows us to pay by card at a POS terminal without inserting our card. It's quite easy to find out if an ATM has this technology because it's indicated by its corresponding icon.
The next thing to keep in mind is that you'll need the Samsung Pay app on your phone if you have an Android device, or Apple Pay if your phone runs on iOS . Once both are installed, you'll need to connect them to your bank account to use the procedure we're discussing.
The rest of the process is absolutely the same as the one described above to make deposits with a card or passbook, so you can review the previous steps again.
